Construction defect - applies to 10-year construction defect insurance

[Mikael_L]

Yes, it sounds like an incredibly complicated and crazy insurance. But when you got rid of the insurance, were you then a private person or in the capacity of a developer?

Both. However, in this particular context, it was clearly in the capacity of a developer, as it is developers who acquire BFF.

Or is one called a developer if, as a private person, you build a house?

Yes, exactly. A developer is the one who builds or has a house erected for their own account.

It is extremely rare for construction companies to be developers. It only happens when they are speculative building for future sales. But it's unusual, as it ties up a tremendous amount of capital to own the land and the entire construction up until the sale, and there's a risk of not succeeding in selling for the production cost.

So, normally, for example, a person or BRF has bought a piece of land, hires a construction company and submits a building permit, and then the private person or BRF is the developer, and the construction company is "only" the contractor.

Einar Mattsson has built the entire row of townhouses where we live, so it's their company then that is the developer, right? So then they must fix the error at no cost to us? (whether they choose to use the insurance or not) Because we have the right to claim defects for 10 years, and they have made an error in the construction.

Yes, the construction company's warranty is another possible route. Warranties usually only follow the first buyer, as a warranty is an agreement between two parties.
But maybe you are the first owner of the house. And a company can also allow the warranty to follow to future owners, either out of pure goodwill or in the original agreement.

And a bit about BFF:
https://www.byggahus.se/ekonomi/regeringen-slopar-byggfelsforsakringen

 

[Jossan81]

Yes, I know, we have realized that we should have bought a one-story house instead... The house is even taller than 9 meters I believe. No neighbors on the entire street climb up on their houses because it's too high, too dangerous. Everyone hires companies when there’s something. How do you rent a lift then? How do you get it home? Or do they deliver it to you?

 

[hagv]

There are skylifts that can be attached to the tow hitch on the car. Buuuut you need training to use a skylift. So you can perform risk analysis, etc.

 

[hagv]

But if it's built correctly, you should have an air gap behind the panel with windproof fabric/paper. If there's wallpaper on the other side of the panel, you have urgent problems.

 

[Jossan81]

I have no idea what's behind the panel. It's too high to climb up and see. If there's wind protection/ papp, is it then not a problem?

 

[Jossan81]

Inside the room, we have wallpaper on the wall but I'm guessing that's not what you mean?

 

[Jumos]

Hagv: it's only if you use a skylift professionally that you need a training certificate, that requirement comes from AMV. As a private person, no knowledge is required - silly enough.

Jossan81: How to maneuver the lift, how to set it up safely, etc. can be explained by those who rent it out. There is usually an instruction booklet that comes with safety details to keep in mind and driving instructions.

 

[hagv]

Exaggerated a bit when I wrote, but most likely there is no risk of water entering the house in the short term. There are ladders that reach those heights, but if you're unsure about heights, etc., you can always hire someone to do it.

Oh okay, yes, it's in my capacity as the main safety representative that I wrote this. I thought it applied to private individuals as well, strange.

 

[Jossan81]

Now I have heard from a neighbor that there is no wind paper under the panel but the construction company has instead put exterior gypsum. Is it okay as protection against moisture or? It must at least be better than wallpaper as you wrote hagv?

 

[hagv]

Exterior gypsum board is not as durable as windbreak or wind-tight paper, I believe. But the small amount of water that might get in there is probably not a problem in the short term.
Do you know if you have an air gap between the panel and the gypsum board? There is almost certainly one, but if there isn't, that becomes more problematic.
Another potential problem could be if birds start building nests and dragging a lot of stuff into the hole.
What I meant by wallpaper was exaggerated, what I meant was that you always have something between the panel and interior boards in the house, in this case, exterior gypsum board, which is designed to be outdoors.

 

[AG A]

It's hardly possible for water to get in that close to the eaves. But it's certainly best if it gets sealed. However, forget about taking this to court or claiming construction defects. It will cost you more than getting it fixed on your own. Either you do it yourself, or you hire someone to do it.