Hello!
We live in an old modular house from the 60s. We had the windows and patio doors replaced a few weeks ago and then noticed something we hadn't really thought about before. In the original design, it seems like the windows and patio doors were part of the load-bearing construction, i.e., the frames were load-bearing. It was clear when everything was removed that several load-bearing studs had simply been cut.
As far as I can see, by just judging the thickness of the outer wall with the knowledge that the studs are 95, I cannot figure out how there could be any reinforcing beam that transfers the load.
You can see that it dips when you stand and look at it. We've started getting worried about this now and have begun to wonder what could happen during a severe storm. Would you even get insurance money if the construction turns out to be substandard?
Do insurance companies have structural engineers attached to them who sort out things like this? Or do they not deal with these issues? How else do you get hold of a sensible assessor to discuss this with? The municipality?
We live in an old modular house from the 60s. We had the windows and patio doors replaced a few weeks ago and then noticed something we hadn't really thought about before. In the original design, it seems like the windows and patio doors were part of the load-bearing construction, i.e., the frames were load-bearing. It was clear when everything was removed that several load-bearing studs had simply been cut.
As far as I can see, by just judging the thickness of the outer wall with the knowledge that the studs are 95, I cannot figure out how there could be any reinforcing beam that transfers the load.
You can see that it dips when you stand and look at it. We've started getting worried about this now and have begun to wonder what could happen during a severe storm. Would you even get insurance money if the construction turns out to be substandard?
Do insurance companies have structural engineers attached to them who sort out things like this? Or do they not deal with these issues? How else do you get hold of a sensible assessor to discuss this with? The municipality?
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For example, Folksam collaborates with Anticimex, which offers both construction advice (with a civil engineer) and conducts an inspection as part of the comprehensive home insurance. I got insurance with Folksam when I bought a house in June and received a letter today about the inspection for the insurance. Called the construction advisory service in June for another matter, works great.
You can also contact Anticimex directly; I believe the cost is about 3-4 thousand for a full house inspection with a protocol on action points. The Swedish Construction Engineers Association also conducts inspections.
https://sbr.se/
You can also contact Anticimex directly; I believe the cost is about 3-4 thousand for a full house inspection with a protocol on action points. The Swedish Construction Engineers Association also conducts inspections.
https://sbr.se/