I am interested in a house from the 1920s that reportedly has a brick frame with wood paneling. Interior walls appear to be timbered.

I am now wondering what the construction of the frame looks like, or rather should look like. Insulation, air gap, etc.?
I have also heard that there is a risk of dry rot in such houses. Is that true? Why? Where am I likely to find it if so?
 
There is probably a wooden facade because additional insulation has been applied externally. However, it doesn't have to be that way. Impossible to know without looking at the house.

An air gap behind the wooden facade is suitable.

House fungus? Nah...
Admittedly, house fungus likes the combination of wood+mortar, but it's not like mold that has spores everywhere and just waits for the right conditions to grow.
 
The realtor's information was exactly as I suspected, wrong. The house has a wooden frame.
 
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