hej - our house is (almost finished) just some points of the end inspection ar left (painting etc ) but since our contracter is bankrupt i will have to do this myself, i do wonder how is it in sweden with warranty on a house? normally when my builder would be in business i got 10 years insurance on the house.
Is there a insurance company who covers (construction) errors on a new build villa? and so yes which company is the best to choose?
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30 mar 20:43 #2
There is an insurance liek you describe but i think you must buy it befor you start building. I dont know if you can buy it afterwards.
31 mar 16:37 #5
Be very carefull to not pay more to the company. I hope you have not payed the full price already.
The lawyer that will handle the bankrupcy will try to make you pay everything that is due. Make sure that you deduct well for the work that hasn't been completed. And that goes both for actual work and for the paperwork. You might get problems with "bygglovsmyndigheten", they will want to see quality protocols from the builder. If the builder can/will not hand over the protocols, you should consider the work as undone. So if you don't get the qualityu docs regarding the bathroom for example, then you don't have a bathroom. And you don't pay for a bathroom.
31 mar 16:56 #6
My house is built and we have had the end inspection etc, we hired a besiktnings man who concluded that there was a 100.000 SEK on work left, next to this we hired another contractor to finish the work so I hope that should cover it what do you think?
31 mar 17:08 #7
Basically you will be out of insurance for the construction part and warranty if you haven't signed an insurance before the work started. Just make sure everything is properly made and double check water connections and the roofing so you don't get any problems.
Your hemförsäkring will work as usual when the house is finished
31 mar 20:20 #8
So it is important to have som proof that the first company har refused to finish the work.
The situation I described is a real worst case, it is not very likely to go that bad. But be a bit careful how you put the words if the lawyer or anyone involved in the project contacts you.
31 mar 21:43 #10
By Swedish law the original contractor must always be allowed to correct any deficiencies. If the cannot or will not you can arrange to make corrections yourself and keep some of the payments.
it is a common mistake to take own actions to early
1 apr 12:36 #11
You can not buy this insurance now. Sorry, but someone has made a mistake if you do not have one.
If a contractor were building a new house for you, you were obligated by law to have this kind of insurance. It should be mentioned in the conditions for the building permit, and it should have been checked before the "startmeeting" that you had it - before the contractor started to build the house.
( sorry, in Swedish only )
There are also insurance for warranties, that you could have bought. They are not mandatory to have.
1 apr 12:41 #12
1 apr 12:58 #13
1 apr 13:08 #14